Our comprehensive Current Affairs of 6th February 2025 coverage aims to enhance your knowledge and boost your scores in Banking, Insurance, SSC, Railways, UPSC, and all State Government Exams. Explore our Current Affairs tailored to simplify your exam preparation.
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National news
Gujarat’s Guneri Village: First Biodiversity Heritage Site
In a landmark decision to conserve unique ecosystems, the Gujarat government has officially declared the inland mangrove in Guneri village, located in Kutch district, as the state’s first Biodiversity Heritage Site (BHS). This move highlights the importance of preserving rare and fragile ecosystems that play a critical role in maintaining the region’s biodiversity. Guneri’s inland mangrove is one of the last remaining of its kind in India and is globally significant, found in only eight locations worldwide.
Key Features of Guneri’s Inland Mangrove:
- Located 45 km from the Arabian Sea and 4 km from Kori Creek.
- Thrives in a limestone-rich area, ensuring groundwater availability for survival.
- Possibly originated during the Miocene period or near the ancient Saraswati River.
- One of the last inland mangrove ecosystems in India, found in only eight locations worldwide.
Ecological Importance:
- Supports diverse wildlife, including chinkara, wild boar, blue bull, Indian fox, jackal, and Indian hare.
- A vital habitat for various bird species, enhancing avian biodiversity.
- Maintains ecological balance through limestone deposits that regulate nutrients and water flow.
Community Involvement:
- Local conservationist Jadeja Devaji Negrajji (Deva bhai) has played a key role in protecting the mangrove from unauthorized tree cutting.
- Community-driven efforts are crucial for preserving this fragile ecosystem.
The recognition of Guneri’s inland mangrove as a Biodiversity Heritage Site emphasizes the need for conservation to safeguard India’s rare ecosystems.
Gujarat:
- Capital: Gandhinagar
- Chief minister: Bhupendra Patel
- Governor: Acharya Devvrat
New Delhi host the 15th International Meeting of World Pharmacopoeias
The 15th International Meeting of World Pharmacopoeias was held from 5-7 February 2025 in New Delhi, India, providing a platform for global pharmacopoeial leaders, regulatory authorities, and industry stakeholders to strengthen cooperation and improve public health outcomes.
Key Focus Areas:
- Improving pharmaceutical standards
- Harmonization of pharmaceuticals
- Regulatory convergence
About Pharmacopeia:
According to the World Health Organization (WHO), a pharmacopeia is a legally binding collection of standards and specifications for medicines, which includes tests confirming the identity, purity, and strength of pharmaceutical products.
Organizers and Inauguration:
- Organized by: WHO, hosted by the Indian Pharmacopoeia Commission (IPC) under the Ministry of Health and Family Welfare, Government of India.
- Inauguration: Anupriya Patel, Union Minister of State for Health and Family Welfare, inaugurated the event on 5th February 2025.
- Key Speakers: Dr. Rajeev Singh Raghuvanshi, Secretary-cum-Scientific Director, IPC, and Drugs Controller General (India) were also present.
- Minister’s Address: Anupriya Patel emphasized India’s role as the “Pharmacy of the World”, being the largest producer of drugs and medicines globally and committed to ensuring access to high-quality medicines worldwide.
About WHO:
- Established: 7 April 1945
- Headquarters: Geneva, Switzerland
- Director-General: Dr. Tedros Adhanom Ghebreyesus (since 2017)
- Members: 194 countries
- World Health Day: 7 April each year to mark WHO’s foundation.
Army Partners with IIT Guwahati for Bamboo Bunkers
The Indian Army has partnered with IIT Guwahati to develop bamboo-based composite bunkers as an alternative to traditional construction materials. The project aims to enhance sustainability, reduce weight, and improve deployability in high-altitude regions like Arunachal Pradesh. The agreement aligns with the Army’s ‘Decade of Transformation’ vision and represents a significant step toward military-educational collaboration.
Key Highlights:
- Objective:
Develop epoxy bamboo-based composite bunkers to replace conventional materials, especially for high-altitude Army installations in regions like Arunachal Pradesh. - Agreement Details:
- Signed on January 4, 2025, between 4 Corps (Tezpur, Assam) and IIT Guwahati.
- Signatories:
- Maj. Gen. Rohin Bawa, GOC, Red Horns Division.
- Prof. Devendra Jalihal, Director, IIT Guwahati.
- Geographical Focus:
The project will focus on high-altitude areas of Arunachal Pradesh, along the Eastern Himalayas. - Field Trials:
- The bamboo composite bunkers will be tested in extreme weather conditions.
- Panels will undergo small arms fire tests to evaluate durability.
- Advantages of Bamboo-Based Composites:
- Lighter than traditional materials, making them easier to transport.
- Provides enhanced protection with reduced logistical efforts.
- An eco-friendly alternative, supporting sustainable military solutions.
- Army’s Vision:
This project aligns with the Chief of Army Staff’s ‘Decade of Transformation’ initiative, focusing on the integration of niche technologies into defense infrastructure. - Expected Challenges:
- Time-consuming research before large-scale implementation.
- A collaborative design process between Army engineers and IIT Guwahati experts.
This initiative represents a significant move towards sustainable military technology and strengthens military-educational collaboration.
Govt. Enhances Haj Experience with ‘Haj Suvidha App’ & Healthcare Support
The Government of India has introduced the ‘Haj Suvidha App’ to improve the pilgrimage experience for Indian Haj pilgrims. This app is designed to assist pilgrims throughout their journey, offering them essential services and ensuring they have a smooth and fulfilling experience while performing the sacred rituals. The government’s continued efforts to modernize the pilgrimage experience highlight their commitment to enhancing accessibility, support, and convenience for all Indian pilgrims.
Key Features of the ‘Haj Suvidha App’:
- Training Modules:
The app offers educational content that helps pilgrims understand and prepare for the rituals and practices of Haj. - Accommodation and Flight Details:
Pilgrims can access information about their accommodation and flight schedules, allowing for efficient travel and stay planning. - Baggage Information:
Includes baggage policies and tracking features to prevent lost luggage, ensuring a hassle-free experience. - Emergency Helpline (SOS):
A dedicated SOS service is available for emergencies, providing timely assistance when needed. - Grievance Redressal:
Pilgrims can voice their concerns and feedback through the app, ensuring quick resolution of issues. - Language Translation:
Language support tools assist pilgrims in communication during their stay in Saudi Arabia. - Government Interface:
A special interface for government officials helps track operations, improving efficiency in emergency management and coordination.
Effectiveness of the ‘Haj Suvidha App’ in Haj-2024:
- Pilgrim Registration: Out of 1,75,025 pilgrims, 78,000 registered on the app.
- Grievance Resolution: The app successfully resolved over 8,500 grievances and handled 2,100+ emergency SOS calls.
- Baggage Tracking: The introduction of a QR code for baggage tracking significantly reduced the number of lost baggage cases.
Government Support for Female Pilgrims Without Mehram:
- In Haj-2024, a historic number of 4,558 women undertook the pilgrimage without a Mehram (male companion), showing a significant increase since the introduction of the ‘Ladies without Mehram’ category in Haj-2018. This reflects the government’s commitment to inclusivity and women empowerment.
International news
Trump Effect :US Withdraw from UNHRC & Stop Funding of UNRWA
Donald Trump, the 47th President of the United States of America, has signed an executive order to withdraw the country from the United Nations Human Rights Council (UNHRC) and permanently stop the funding of the United Nations Relief and Works Agency for Palestinian Refugees in the Near East (UNRWA). He has also ordered the review of the American contribution to UNESCO and the funding of the United Nations.
Executive Order by Donald Trump (February 2025):
- Withdrawal from UNHRC: The U.S. has withdrawn from the United Nations Human Rights Council (UNHRC), a move that mirrors Trump’s previous decision in 2018. The U.S. had rejoined under President Biden in 2021 but did not seek a second term in 2023.
- Withdrawal from UNRWA Funding: The U.S. has suspended funding to the United Nations Relief and Works Agency for Palestinian Refugees (UNRWA), a policy initially adopted by Trump in 2018 and later reversed by Biden. The U.S. is the largest donor to the agency.
Impact:
- UNHRC: The U.S. was not a member of the UNHRC at the time of withdrawal but had informal observer status. The decision will not immediately impact the council’s operations.
- UNRWA: The U.S. suspension of funding will significantly affect the UNRWA’s operations, as it is the largest donor to the agency. The agency provides essential services like health, education, and food to Palestinian refugees.
Background on UNHRC and UNRWA:
- UNHRC: Established in 2006, the UNHRC works to promote and protect human rights globally, with 47 members elected for three-year terms. The U.S. had previously accused the council of bias against Israel.
- UNRWA: Set up in 1949, the UNRWA provides services to Palestinian refugees across Gaza, the West Bank, Syria, Lebanon, and Jordan. It relies on voluntary contributions from member countries.
About the United Nations Human Rights Council (UNHRC)
- Establishment:
The UNHRC was established by the United Nations General Assembly in 2006, replacing the United Nations Commission on Human Rights, which was set up in 1946. - Functions of the UNHRC:
- Promotes and protects human rights globally.
- Discusses situations of human rights violations around the world.
- Makes recommendations to address human rights concerns.
- Membership:
- Composed of 47 members elected for a three-year term by the United Nations General Assembly.
- Regional Distribution of members:
- 13 members from Asia
- 13 members from Africa
- 6 members from Eastern Europe
- 7 members from Western Europe and other groups
- 8 members from South America and Caribbean countries
- Headquarters:
- The UNHRC is based in Geneva, Switzerland.
Banking news
Ujjivan Small Finance Bank Seeks Universal Banking Licence
Ujjivan Small Finance Bank (USFB) has applied for a universal banking licence, marking a significant milestone in its transition from a small finance bank to a full-fledged commercial bank. This move is part of the bank’s strategy to expand its financial services, enhance regulatory flexibility, and strengthen its market position.
Why is USFB Seeking a Universal Banking Licence?
- Established in 2017, USFB initially focused on serving underserved and unbanked sections of society, offering products like savings accounts, fixed deposits, microloans, housing loans, and small business loans.
- Transitioning to a universal bank allows USFB to offer corporate banking and larger loan products, broadening its portfolio and service capabilities.
Criteria for Transition:
According to RBI guidelines, small finance banks must meet certain conditions to apply for a universal banking licence:
- Be a listed entity.
- Maintain a net worth of at least ₹1,000 crore.
- Have a net NPA ratio of less than 1% for two consecutive years.
- Possess a diversified loan portfolio.
USFB has met all these requirements and has formally submitted its application to the Reserve Bank of India (RBI).
Implications for Customers and Investors:
- Customers: The transition will allow USFB to offer a wider range of services beyond retail and microfinance, such as corporate banking and larger loan products.
- Investors: The shift signals growth potential, as universal banks typically have access to more revenue streams and can compete with larger banks.
Comparison to Other Small Finance Banks:
- USFB is the second small finance bank to apply for a universal banking licence, following AU Small Finance Bank, which made a similar move in September 2024.
- This trend reflects the growing movement of small finance banks towards universal banking to expand their service offerings and improve operational capabilities.
This step aligns with USFB’s long-term vision to strengthen its position in India’s banking sector, marking a new phase in its growth trajectory.
L&T Finance Unveils AI-Powered Home Loan Advisor ‘KAI’
In a bid to enhance customer experience, L&T Finance Limited (LTF), a leading Non-Banking Financial Company (NBFC) in India, has introduced ‘Knowledgeable AI’ (KAI), an AI-powered virtual home loan advisor on its newly redesigned website. This initiative represents a key step in LTF’s efforts to integrate advanced technology with customer service, simplifying and personalizing the home loan process.
What Makes KAI Stand Out in the Home Loan Sector?
- KAI is a virtual advisor powered by artificial intelligence, designed to guide users through the home loan process.
- Built on a large language model (LLM), it understands individual customer needs, making the home loan journey more personalized and efficient.
How Does KAI Enhance the Home Loan Process?
- Quick and accurate loan calculations: KAI helps users evaluate loan eligibility and explore EMI plans.
- User-friendly interface: Interactive sliders for EMI calculations give real-time estimates, empowering customers to make informed decisions about their home loans.
Is KAI More Than Just a Chatbot?
- Yes! KAI is more advanced than traditional chatbots.
- It explains loan terms, provides eligibility criteria, and offers personalized suggestions based on individual requirements.
- It serves as a virtual assistant, guiding users step-by-step through the entire loan process.
What User Experience Does KAI Offer?
- KAI engages with users in a conversational tone, making the loan exploration process comfortable.
- Dynamic features such as downloadable schedules and customized loan estimates ensure a seamless and effective user experience.
Insights from L&T Finance Leadership
- Sudipta Roy, Managing Director & CEO of L&T Finance, expressed excitement about KAI, stating, “With KAI, we are offering a personalized, 24/7 guide to help potential home buyers navigate the home loan process. Our goal is to make the home buying journey simple, efficient, and accessible.”
- This reflects LTF’s broader vision of using technology to make complex financial services more accessible and user-friendly.
Ranks and report news
India Tops Global Domestic Flight Load Rankings
India has emerged as the global leader in Passenger Load Factor (PLF) for domestic flights, with a remarkable 86.4% PLF in 2024, surpassing the United States (84.1%) and China (83.2%), according to the latest International Air Transport Association (IATA) report.
Key Findings from the IATA Report:
- India’s Domestic Aviation Performance:
- Passenger Load Factor (PLF) in 2024: 86.4% (highest globally).
- Domestic Passengers Carried: 16.3 crore (as per DGCA data).
- India ranked ahead of the US (84.1%) and China (83.2%).
- Performance of Other Major Countries:
- Brazil: 81.9% (4th place).
- Australia: 81.8% (5th place).
- Japan: 78% (6th place).
- Global Air Travel Trends in 2024:
- Total Air Traffic Growth: 10.4% increase over 2023.
- International Traffic Growth: 13.6% compared to 2023.
- Capacity Increase (ASK): 8.7% in 2024.
- Overall Global Load Factor: 83.5%, setting a new global record.
Science and tech news
India’s First AI University to Open in Maharashtra
Maharashtra is set to establish India’s first Artificial Intelligence (AI) university, a significant step in advancing AI education, research, and innovation. A dedicated task force has been formed to plan and implement the project, bringing together experts from academia, industry, and the government.
Key Highlights of the AI University:
Objective and Vision:
- Establish India’s first AI-focused university.
- Promote research, innovation, and development in AI and related fields.
- Foster stronger collaboration between industry, academia, and government.
- Support technological advancements and AI policy formulation.
- Aligns with the BJP’s election manifesto, which promotes technology-driven growth.
- Role of the Task Force:
- A task force has been created for planning and implementation, chaired by the Principal Secretary of the IT Department.
- The task force includes experts such as:
- Directors from IIT Mumbai and IIM Mumbai.
- Representatives from Google India, Mahindra Group, and L&T.
- Officials from the Ministry of Electronics & IT (MeitY), Govt. of India.
- Experts from Rajiv Gandhi Science & Technology Commission and Data Security Council of India.
Key Focus Areas
- AI Education & Research: Establish a Centre of Excellence for AI.
- Skill Development: Train students and professionals in AI technologies.
- Technological Innovation: Develop AI-based solutions for various industries.
- Policy Formulation: Create AI regulations and ethical frameworks.
- Global Competitiveness: Position Maharashtra as a leader in AI innovation.
- Progress and Roadmap:
- The task force has held two meetings to finalize the roadmap.
- The government aims to position Maharashtra as a global hub for AI and technology.
- The focus will be on long-term AI-driven economic growth and achieving global AI leadership.
Defence news
Aero India 2025 – India’s Premier Aerospace and Defence Exhibition
Aero India 2025 is set to take place from February 10–14, 2025, at Air Force Station Yelahanka, Bengaluru. This biennial event is India’s largest aerospace and defence exhibition, attracting aviation enthusiasts, industry leaders, and defence experts from across the globe. It serves as a dynamic platform for showcasing military and commercial aviation advancements.
Event Overview:
- Dates: February 10–14, 2025
- Location: Air Force Station Yelahanka, Bengaluru
- Key Participants:
- Global aerospace manufacturers
- Indian Air Force (IAF) officials and pilots
- Defence Research and Development Organisation (DRDO)
- Hindustan Aeronautics Limited (HAL)
- Union Ministry of Civil Aviation and Space Organisations
- International defence and aviation experts
Since its inception in 1996, Aero India has become a prominent platform to showcase India’s aerospace capabilities and forge strategic defence and aviation partnerships.
Show Timings and Public Access:
- Exhibition Hours: 9:00 AM to 6:00 PM daily
- February 10–12: Business visitors only, focusing on high-level discussions, agreements, and partnerships.
- February 13–14: Open to the general public, featuring exhilarating aerobatic performances, aerial combat demos, and interactive exhibits.
Highlights of Aero India 2025:
Spectacular Aerial Displays:
- Aerobatic stunts by the IAF Surya Kiran and Sarang teams.
- Live demonstrations of advanced fighter jets, helicopters, and UAVs.
- Flypasts and air combat simulations by military aircraft from leading global firms.
- Advanced Technology Exhibits:
- Showcasing next-generation fighter aircraft, helicopters, and drones.
- Artificial intelligence in defence applications.
- Innovations in space technology, satellite systems, and autonomous flight systems.
- Defence and Aerospace Conferences:
- Workshops, seminars, and panel discussions on critical topics:
- Future of military aviation and warfare strategies.
- Defence exports and Make-in-India initiatives.
- Sustainable aerospace technologies and space exploration.
Business and Commercial Opportunities:
- B2B meetings between global aerospace giants and Indian defence firms.
- Defence procurement discussions with government officials.
- Opportunities for startups and tech companies in aerospace and defence.
Organizers and Partners:
- Organized by: Defence Exhibition Organisation, Ministry of Defence, Government of India.
- Collaborating Partners:
- Hindustan Aeronautics Limited (HAL)
- Defence Research and Development Organisation (DRDO)
- Indian Space Research Organisation (ISRO)
- Union Civil Aviation Ministry
Aero India 2025 promises to be a world-class showcase, highlighting India’s growing aerospace sector and facilitating significant business and defence collaborations.
